As any traveler knows, you can’t always avoid travel disasters. The recent headlines on flooding in Bangkok and Northern Ireland highlight the importance of keeping up on current events occuring at your travel destination.
If you arrive at your travel destination and a flood occurs, what is the best way to stay safe?
The following rules are true whether you encounter a flood at home or on your travels.
If you do come in contact with floodwater, be aware that it’s not the cleanest water and wash yourself thoroughly with soap and clean water as soon as possible. That goes for your clothes and shoes as well. Clean everything that gets wet because flood water can contain sewage, chemicals, and other dangerous particles.
Some travel insurance plans include coverage to help travelers who encounter flooding, including trip cancellation if the flood occurs before your departure. Trip interruption coverage can help travelers cover unexpected travel costs relative to abandoning the trip and returning home. Travel assistance services representatives can help stranded travelers navigate the confusion too.
It’s important to carefully review your travel insurance policy and ensure that flooding is listed as a covered reason to cancel. In many cases, cancellations are only covered if your destination is rendered uninhabitable by the flood, which means you can’t cancel your trip simply because you don’t like the media reports. In that case, you will need cancel for any reason coverage to get a full to partial return on your travel investment.
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.