Does Travel Insurance Cover Bad Weather?

24 June 2013
Travel Insurance FAQs

No one can truly predict the weather and travelers sometimes get caught in severe situations due to bad weather, which prompts the question: does travel insurance cover bad weather?

Here are some of the severe weather situations travelers have faced recently:

  • Heavy snowfall across Europe closed roads and caused power outages
  • Severe thunderstorms with high winds and large hail menaced the U.S. midwest
  • Flash floods due to torrential rain wipe out homes and infrastructure across India
  • Tornadoes rip across Oklahoma and Texas, closing airports and delaying flights for days

These are just a few of the weather-related situations that travelers have faced recently, of course.

Travel insurance covers the unexpected things that can occur on your trip, and thus it’s the ideal way to protect yourself and your pre-paid trip expenses in situations where bad weather causes you to:

It’s important to note that some travel insurance plans exclude coverage for hurricanes, so it’s important to buy a plan that includes coverage for hurricanes if you’re traveling during hurricane season.

See our full review of weather and natural disaster coverage for additional information and note the conditions for weather-related claims sometimes calls for travel suppliers to stop all services for at least 24 hours.

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Damian Tysdal
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DamianTysdal

Damian Tysdal is the founder of CoverTrip, and he believes travel insurance should be easier to understand. He started the first travel insurance blog in 2006.

Damian Tysdal is the founder of CoverTrip, and he believes travel insurance should be easier to understand. He started the first travel insurance blog in 2006.