Security or political evacuation coverage helps you and your family get out of a suddenly dangerous situation. Read on to learn about this coverage.23 August 2011
This coverage provides for necessary evacuations from a location that is unsafe to a place of safety, and, when the danger is cleared, back to the original destination or to your home country.
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What does Security and Political Evacuation Coverage cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Kristin and her parents were thrilled when she won a semester of language study in Santiago, Chile. In the second month of her trip, however, the citizens began large scale protests about some recent political changes. The school officials where Kristin was studying recommended all students return home, but Kristin was unable to get a commercial flight out of Chile.
Kristin’s parents had purchased student travel insurance and contacted the travel insurance provider for assistance. The assistance services coordinator arranged safe ground transportation for Kristin (and several other covered students) to an airport many miles away from the protests. The students were then evacuated by airplane to Bolivia where they were safely lodged together in a hotel near the airport. The parents back home were updated as to the students’ whereabouts and security. Kristin was on a commercial flight home a short two days later with some great stories to tell.
In the event an emergency situation occurs and you are in imminent danger while traveling in a foreign country, the travel insurance company will arrange for you and your insured dependents to be evacuated immediately to a place of safety.
Covered reasons for non medical, security or political evacuations include:
It’s important to understand that security evacuations are different from political evacuations and the travel insurance provider will be the one to determine whether an evacuation is a covered event or not based on the circumstances. A security evacuation is typically necessary in the event of an impending natural disaster such as a hurricane. A political evacuation is for situations of political unrest and military action.
After the danger has cleared, you and your insured dependents will either be returned home or back to the destination from which you were evacuated.
Coverage typically includes:
Some, but not all, plans include repatriation expenses with their security and political evacuation coverage.
Some package plans offer this as part of their coverage package, and medical evacuation plans sometimes have a non medical evacuation option too.
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.