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Every top plan from every top provider — side by side, at the same price as buying direct.
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How to Compare Travel Insurance
Finding the right plan is easy. Here’s how it works in four simple steps.
1
Enter Your Trip Details
Tell us about your trip — destination, dates, ages, and trip cost — to instantly see plans and prices from top providers.
2
Compare Plans Side-by-Side
Filter and review plans by coverage, benefits, price, and customer reviews to find the right fit for your trip.
3
Buy at the Lowest Price
We offer the same prices as buying direct from the provider — guaranteed. You save by comparing to find the best value.
4
Travel with Confidence
Our customer support team is here before, during, and after your trip to help with coverage questions and claims.
More Than the “Checkbox” When You Book Your Trip Online
For most people, travel insurance is the checkbox at checkout — an $89 line item from the cruise line or airline with no detail about what’s actually covered. CoverTrip shows you every top plan side by side, so you know exactly what you’re buying. All at the same price the carriers charge directly.
Every Top Plan in One Place
See 100+ plans from 20+ providers — Tin Leg, Seven Corners, IMG, Generali, Travelex, and more — without visiting a dozen websites. Sort by price, coverage, or reviews in seconds.
53,000+ Verified Reviews — Including Claims
The only number that matters in insurance: did the carrier pay the claim? Read real reviews from travelers who actually filed one. No paid placements. No cherry-picking.
Same Price as Buying Direct
The price you see on CoverTrip is the exact same price the carrier charges on their own website — never a penny more. You get the benefit of comparing without paying a markup.
A Real Advocate When You File a Claim
If something goes wrong on your trip, you’re not calling a call center in the dark. Our team helps you file, translate the paperwork, and push back on denials. Free, for every plan you buy through us.
What Our Customers Say
Real reviews from real travelers who found the right plan through CoverTrip.
★★★★★
“We had a medical scare in Cozumel on a cruise — my husband slipped and needed an ER visit. The plan we picked through CoverTrip reimbursed $3,400 in hospital bills within three weeks. I was worried an aggregator would leave us hanging. They didn’t.”
Alaska & Mexico cruise, 2025
★★★★★
“I’d been paying Allianz direct for years. Watched a couple of Damian’s videos, compared on CoverTrip, and found the same tier of coverage for $218 less on a 10-day Italy trip. Same underwriters, better price. Wish I’d known about this site sooner.”
Italy & Greece, 2025
★★★★★
“My daughter tested positive for COVID two days before our Disney trip. I’d bought Cancel For Any Reason through CoverTrip. Filed the claim with the carrier directly, got 75% of our $6,200 refunded. No drama. That’s why you buy it.”
Family Disney trip, 2024
Still Not Sure? You’re Covered Either Way.
Every plan sold through CoverTrip comes with a 10-day free look period. Buy now, read the policy in full, and if it’s not right — cancel within 10 days for a full refund. No questions asked.
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What Coverage Can I Get?
Plans come with a wide range of benefits. Our comparison tool lets you filter by the coverage that matters most to you.
Travel insurance gives you access to quality medical care in an emergency and pays for unexpected medical bills abroad. Most plans include coverage for medical treatment and transport, medical evacuation, repatriation, and emergency dental. This is especially important since most domestic health insurance plans don’t cover you internationally.
Comprehensive plans can reimburse the full cost of your trip if you need to cancel before leaving due to a covered reason — like illness, injury, or a family emergency. They can also cover you if your trip is cut short or interrupted, paying to get you rebooked or reimbursing unused portions of your trip.
If you’re delayed or miss a connection — whether a flight or a cruise port — most travel insurance plans can offer reimbursement up to the policy limits for meals, hotel stays, and other expenses. They can also assist with rebooking so you can get back on track.
Most plans include baggage delay, loss, and theft protection, which often extends to personal items and sports equipment. You can get reimbursed up to the policy limits for losses or receive a stipend for necessary items until your delayed bags arrive.
Specialized policies offer coverage for adventure sports and high-risk activities like skiing, scuba diving, and mountain climbing. You’ll still have access to medical care even if you’re injured during a covered activity, plus protection for sports equipment.
Still Have Questions? We Have Answers.
Straight answers to the questions people actually ask before buying.
Yes, it’s genuinely free. We’re paid a commission by the insurance carrier after you buy a plan — at no extra cost to you. The price you see here is the same price you’d pay buying direct from the carrier. We don’t mark anything up, and we don’t get paid more to recommend one plan over another.
You file your claim with the insurance carrier directly — that’s who actually pays it. But you’re not on your own. Our team helps you understand what’s covered, gather the right documentation, and push back if a claim is wrongly denied. You get the benefit of working with the carrier and having an advocate in your corner.
Most comprehensive plans include a pre-existing condition waiver that covers conditions you were already being treated for — but you need to purchase the plan within 10 days of your first trip deposit. (Some carriers allow a longer window, but 10 days keeps you safe across the board.) You also typically need to insure the full non-refundable trip cost. If that window has passed, there are still plans that can help — just compare your options to see which ones qualify.
The best time is right after your first trip deposit. Buying early locks in coverage for cancellations, unlocks the pre-existing condition waiver, and keeps Cancel For Any Reason (CFAR) available. You can buy up until the day before you leave, but several important benefits disappear if you wait.
A comprehensive plan with trip cancellation coverage typically runs 5–10% of your total trip cost. Medical-only plans cost much less. Your age, trip length, and coverage limits all affect the price — which is exactly why comparing matters. The same traveler can easily see a $200+ spread across comparable plans.
Yes. We only share your information with the insurance carrier you choose to buy from — never with third-party advertisers or lead buyers. You can compare plans without creating an account or providing a phone number. We never cold-call and we don’t sell your data.