Compare travel insurance plans in 60 secondsInstant quotes from 20+ top providers in one place, then buy online
See Plans & PricesSame price as buying direct · No email or sales calls · 10-day money-back guarantee
Getting Quotes Takes About 60 Seconds
No account. No email. No phone number. Just have these handy:
Destination
Dates of travel
Ages of travelers
Trip cost
Trip deposit date
That’s it. Answer those and you’ll see live prices from 20+ providers — the same plans I’d compare for my own trips.
More Than the “Checkbox” When You Book Your Trip Online
For most people, travel insurance is the checkbox at checkout — an $89 line item from the cruise line or airline with no detail about what’s actually covered. CoverTrip shows you every top plan side by side, so you know exactly what you’re buying. All at the same price the carriers charge directly.
Every Top Plan in One Place
See 100+ plans from 20+ providers — Tin Leg, Seven Corners, IMG, Generali, Travelex, and more — without visiting a dozen websites. Sort by price, coverage, or reviews in seconds.
Explained by a Licensed Agent — Not a Call Center
I’ve been licensed in travel insurance since 2006. Every guide, video, and comparison on this site is me explaining what’s actually in these policies — plain English, no jargon. Over 270,000 travelers follow along on Facebook and TikTok.
Same Price as Buying Direct
The price you see on CoverTrip is the exact same price the carrier charges on their own website — never a penny more. You get the benefit of comparing without paying a markup.
Compare Without Handing Over Your Email
No account, no email, no phone number — you can see every plan and price completely anonymously. Your details only come into it when you decide to buy.
What Our Customers Say
Real reviews from real travelers who found the right plan through CoverTrip.
★★★★★
“We had a medical scare in Cozumel on a cruise — my husband slipped and needed an ER visit. The plan we picked through CoverTrip reimbursed $3,400 in hospital bills within three weeks. I was worried an aggregator would leave us hanging. They didn’t.”
Alaska & Mexico cruise, 2025
★★★★★
“I’d been paying Allianz direct for years. Watched a couple of Damian’s videos, compared on CoverTrip, and found the same tier of coverage for $218 less on a 10-day Italy trip. Same underwriters, better price. Wish I’d known about this site sooner.”
Italy & Greece, 2025
★★★★★
“My daughter tested positive for COVID two days before our Disney trip. I’d bought Cancel For Any Reason through CoverTrip. Filed the claim with the carrier directly, got 75% of our $6,200 refunded. No drama. That’s why you buy it.”
Family Disney trip, 2024
Still Not Sure? You’re Covered Either Way.
Every plan sold through CoverTrip comes with a 10-day free look period. Buy now, read the policy in full, and if it’s not right — cancel within 10 days for a full refund. No questions asked.
See Plans & PricesFree to compare · No credit card required · No sales calls
What Does Travel Insurance Cover?
This is what travel insurance is actually for — the stuff you lie awake wondering about. When you compare plans, you can filter by any of these.
Comprehensive plans refund your prepaid, non-refundable trip costs when you cancel for a covered reason — an illness, an injury, a death in the family. Want the freedom to cancel for any reason? That’s an optional upgrade called CFAR (Cancel For Any Reason), and it’s only available in the first days after your trip deposit — one more reason not to wait.
Here’s what surprises most people: Medicare and most U.S. health plans don’t follow you abroad. Travel medical coverage pays hospital and doctor bills overseas — and if it’s serious, can fly you to a better hospital or back home.
Delay benefits reimburse meals and hotel nights while you’re stuck, and can help cover the cost of catching up to your cruise or tour if you miss the departure.
Baggage benefits pay when luggage is delayed, lost, or stolen — including money for essentials while you wait for delayed bags to catch up with you.
Standard plans exclude some higher-risk activities. If adventure is on the itinerary, look for a plan with a sports upgrade so an injury on the slopes or underwater is still covered.
Frequently Asked Questions
Straight answers, no jargon.
Yes, it’s genuinely free. We’re paid a commission by the insurance carrier after you buy a plan — at no extra cost to you. The price you see here is the same price you’d pay buying direct from the carrier. We don’t mark anything up, and we don’t get paid more to recommend one plan over another.
You file your claim with the insurance carrier directly — that’s who actually pays it. The best claim protection happens before you buy: knowing what’s covered, what’s excluded, and what documentation to keep (receipts, doctor’s notes, delay confirmations). That’s exactly what this site is here to help you get right.
Most comprehensive plans include a pre-existing condition waiver that covers conditions you were already being treated for — but you need to purchase the plan within 10 days of your first trip deposit. (Some carriers allow a longer window, but 10 days keeps you safe across the board.) You also typically need to insure the full non-refundable trip cost. If that window has passed, there are still plans that can help — just compare your options to see which ones qualify.
The best time is right after your first trip deposit. Buying early locks in coverage for cancellations, unlocks the pre-existing condition waiver, and keeps Cancel For Any Reason (CFAR) available. You can buy up until the day before you leave, but several important benefits disappear if you wait.
A comprehensive plan with trip cancellation coverage typically runs 5–10% of your total trip cost. Medical-only plans cost much less. Your age, trip length, and coverage limits all affect the price — which is exactly why comparing matters. The same traveler can easily see a $200+ spread across comparable plans.
Yes. We only share your information with the insurance carrier you choose to buy from — never with third-party advertisers or lead buyers. You can compare plans without creating an account or providing a phone number. We never cold-call and we don’t sell your data.
Not Ready for Quotes Yet?
Most travelers research first — that’s smart. Grab my free Trip Insurance Roadmap: a plain-English walkthrough of what to buy, when to buy it, and the deadlines that unlock the best benefits.
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