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Coronavirus “Cancel For Any Reason (CFAR)” Travel Insurance

30 June 2020
Coronavirus “Cancel For Any Reason (CFAR)” Travel Insurance

This page is about travel insurance with Cancel For Any Reason coverage for coronavirus. For information about “travel medical only” insurance with coronavirus, go here.

Cancel for any reason travel insurance for coronavirus

What is ‘Cancel for any Reason’ Coverage

Cancel for any reason coverage is a type of trip cancellation coverage. It’s also one of the primary reasons travelers purchase travel insurance. Here’s the important part: standard trip cancellation coverage doesn’t include canceling for an outbreak of a pandemic like COVID.

With Cancel for any reason coverage, or CFAR, travelers can cancel their trips for any reason, including COVID. The coverage reimburses you up to 75% of your initial trip costs if you have to cancel a trip.

See Cancel for any Reason (CFAR) Travel Insurance Coverage for a full explanation.

CFAR Travel Insurance for COVID-19

Travel insurance with Cancel For Any Reason (CFAR) coverage has become very popular since the coronavirus (COVID-19) outbreak earlier this year.

Travelers want to book future travel, but don’t want to lose their money if future outbreaks or coronavirus variants cause a cancellation.

Traveler receiving a nasal swab for covid test

Why is CFAR travel insurance coverage important with coronavirus?

  • Standard travel insurance will not cover your trip if you cancel out of fear of coronavirus
  • If you are concerned about future outbreaks, the only travel insurance that would cover cancellation is CFAR
  • Cancel For Any Reason (CFAR) lets you cancel your trip…for any reason…and still get up to 75% of your trip cost reimbursed
  • Travel insurance with CFAR is the best choice for travelers looking to protect their trip costs against a cancellation because of coronavirus

When the outbreak first started, many travel insurance companies halted the sales of CFAR insurance because it was no longer financially feasible.

Two young people adjusting the covid mask

However, several companies are still offering this coverage if you meet the necessary criteria:

  1. Insure 100% of your trip cost
  2. Buy your plan within the purchase window
  3. Cancel at least 48 hours prior to departure (use the free look period)

See 4 Steps to 100% confidence in your travel insurance plan for more details.

Companies still offering Cancel For Any Reason coverage.

Updated 6/25/2020

CompanyPolicy(s)Purchase Window*
AprilPandemic Plus14 days
AXAPlatinum14 days
CAT 70Travel Plan15 days
HTH WorldwideTripProtector Preferred10 days
John HancockBronze
Silver
Gold
14 days
NationwidePrime21 days
Seven CornersRoundTrip Elite20 days
TinLegGold14 days
TravelSafeClassic21 days
TrawickSafe Travels First Class10 days
Travel Insurance
Services
Ruby
Diamond
14 days
  • This is the number of days after your initial trip deposit date in which you would need to purchase.
    Example: Make first payment towards a trip on July 1st, you would have until July 14th to buy travel insurance with CFAR coverage. You can always adjust policy with additional costs later, but this gets the coverage locked in.

How to Purchase CFAR Travel Insurance for Coronavirus

To purchase cancel for any reason travel insurance to cover coronavirus, use these steps:

  1. Use the blue Quote button above to use our comparison engine
  2. Enter your trip details
  3. Filter for plans with CFAR (if you use the button above it will apply it automatically)
  4. Email yourself the quote to save your work if you’re still researching
  5. Buy when ready

Note: CFAR is time-sensitive coverage and needs to be purchased within 21 days of your initial trip deposit. Don’t wait long. Sooner is better.

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Damian Tysdal
Author
DamianTysdal

Damian Tysdal is the founder of CoverTrip, and he believes travel insurance should be easier to understand. He started the first travel insurance blog in 2006.

Damian Tysdal is the founder of CoverTrip, and he believes travel insurance should be easier to understand. He started the first travel insurance blog in 2006.