Coronavirus “Cancel For Any Reason (CFAR)” Travel Insurance

This page is about travel insurance with Cancel For Any Reason coverage for coronavirus. For information about “travel medical only” insurance with coronavirus, go here.

What is ‘Cancel for any Reason’ Coverage

Cancel for any reason coverage is a type of trip cancellation coverage. It’s also one of the primary reasons travelers purchase travel insurance. Here’s the important part: standard trip cancellation coverage doesn’t include canceling for an outbreak of a pandemic like COVID.

With Cancel for any reason coverage, or CFAR, travelers can cancel their trips for any reason, including COVID. The coverage reimburses you up to 75% of your initial trip costs if you have to cancel a trip.

See Cancel for any Reason (CFAR) Travel Insurance Coverage for a full explanation.

CFAR Travel Insurance for COVID-19

Travel insurance with Cancel For Any Reason (CFAR) coverage has become very popular since the coronavirus (COVID-19) outbreak earlier this year.

Travelers want to book future travel, but don’t want to lose their money if future outbreaks or coronavirus variants cause a cancellation.

Why is CFAR travel insurance coverage important with coronavirus?

• Standard travel insurance will not cover your trip if you cancel out of fear of coronavirus
• If you are concerned about future outbreaks, the only travel insurance that would cover cancellation is CFAR
• Cancel For Any Reason (CFAR) lets you cancel your trip…for any reason…and still get up to 75% of your trip cost reimbursed
• Travel insurance with CFAR is the best choice for travelers looking to protect their trip costs against a cancellation because of coronavirus

When the outbreak first started, many travel insurance companies halted the sales of CFAR insurance because it was no longer financially feasible.

However, several companies are still offering this coverage if you meet the necessary criteria:

1. Insure 100% of your trip cost
2. Buy your plan within the purchase window
3. Cancel at least 48 hours prior to departure (use the free look period)

See 4 Steps to 100% confidence in your travel insurance plan for more details.

Companies still offering Cancel For Any Reason coverage.

Updated 6/25/2020

Company	Policy(s)	Purchase Window*
April	Pandemic Plus	14 days
AXA	Platinum	14 days
CAT 70	Travel Plan	15 days
HTH Worldwide	TripProtector Preferred	10 days
John Hancock	Bronze Silver Gold	14 days
Nationwide	Prime	21 days
Seven Corners	RoundTrip Elite	20 days
TinLeg	Gold	14 days
TravelSafe	Classic	21 days
Trawick	Safe Travels First Class	10 days
Travel Insurance Services	Ruby Diamond	14 days

• This is the number of days after your initial trip deposit date in which you would need to purchase.
  Example: Make first payment towards a trip on July 1st, you would have until July 14th to buy travel insurance with CFAR coverage. You can always adjust policy with additional costs later, but this gets the coverage locked in.

How to Purchase CFAR Travel Insurance for Coronavirus

To purchase cancel for any reason travel insurance to cover coronavirus, use these steps:

1. Use the blue Quote button above to use our comparison engine
2. Enter your trip details
3. Filter for plans with CFAR (if you use the button above it will apply it automatically)
4. Email yourself the quote to save your work if you’re still researching
5. Buy when ready

Note: CFAR is time-sensitive coverage and needs to be purchased within 21 days of your initial trip deposit. Don’t wait long. Sooner is better.