This coverage provides assistance when an identity theft occurs while you are traveling. This coverage consists of non insurance services included with some package travel insurance plans.
|Contents (click to jump down)|
What does Identity Theft Services cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Mia and her father, Sergey, had long planned a trip to Russia, where he was born and raised. Mia wanted very much to understand her immigrant father’s origins and hear the stories of his childhood.
On their first day touring St. Petersburg, a pickpocket stole Sergey’s wallet. Luckily, they had locked their passports in the hotel room safe, but Mia was worried about her father’s identity being stolen and sold on the black market. She contacted their travel insurance assistance services hot-line and was connected with an identity theft coordinator who was able to contact the credit bureaus to inform them of the theft. The coordinator also told Mia the proper authorities to contact to report the theft and what to do when they returned.
While worldwide travel assistance is the primary 24-hour travel assistance service provided by travel insurance companies, some plans offer help with identity theft as well. Identity theft services are non insurance services provided by some travel insurance plans. These services typically include:
Identity theft services are non insurance services included with some travel insurance plans, but the actual services are provided by third-party companies. For example, while you may have your insurance with Travel Guard, Travel Guard will likely subcontract the identity theft assistance services to local companies who are in a position to help their customers in various locations. This means that you may initially be contacting your travel insurance provider to inform them of the potential identity theft, but after that you will likely be working with a third-party company.
In most cases, you’ll find this type of coverage in a package travel plan; however, some medical plans provide this coverage as well including:
Some package plans include this coverage as part of their worldwide assistance services, and a few offer it as an optional upgrade.
|Custom||CSA Travel Insurance||Yes||Yes|
|Custom Luxe||CSA Travel Insurance||Yes||Yes|
|No coverage||Frontier MEDEX|
|Preferred Plus||Global Alert||Yes||Yes|
|No coverage||Global Underwriters|
|TripProtector Preferred||HTH Worldwide||Yes||Yes|
|TripProtector e-saver||HTH Worldwide||Yes|
|Liaison Silver||Seven Corners||Yes|
|Wander Frequent Traveler||Seven Corners||Yes|
|Pack n' Go||Travel Guard||Yes|
|My Travel Guard||Travel Guard||Yes||Yes||Yes|
|Tee, Tour, and Travel||Travel Guard||Yes||Yes||Yes||Yes|
|Platinum||Travel Guard||Yes||Yes||Yes||with $50 deductible|
|Basic *||Travel Insurance||Yes|
|WorldMed *||Travel Insurance||Yes|
|Plus *||Travel Insurance||Yes|
|Worldwide Trip Protector Gold||Travel Insured||Yes||Yes||Yes|
|Worldwide Trip Protector||Travel Insured||Yes||Yes||Yes|
* as optional upgrade
** with limited coverage
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.