Pickpockets call the back pocket, the ‘sucker pocket’ because it’s simply the easiest to snatch from. Inside breast pockets of your jacket are good places to stash small flat items, but you have to keep the jacket zipped firmly closed at all times for that to work really well.
It’s for these reasons that money belts were designed, but the name ‘money belt’ is actually a little misleading for some travelers because a money belt is really intended to secure what you don’t want stolen and not what you’re going to use that day.
Essentially, a money belt is NOT intended for carrying the stuff you need for daily transactions. You don’t want to be pulling out and re-hiding your money belt often because that draws attention to it, which kinda defeats the purpose.
What you’re using on a day-to-day basis:
You’ll carry these outside your money belt. It’s best to keep this stuff shoved deep into the front pocket of your pants as this is the lowest profile way to carry money.
If you really need to access what’s in the money belt, go to a place where you can do that unobtrusively – like a restroom.
As we’ve mentioned before, when you venture out of your lodgings for the day, take only the cash and one credit card that you’ll need for the day – this will limit your losses if you are robbed and still allow you to continue to enjoy your trip.
These items are what you should pack into your money belt each day:
This leaves items like your sunglasses, jewelry, mobile devices and cameras exposed to some degree so it’s important to watch those items as well.
Just like every other travel accessory, there are many types of money belts you can purchase or make yourself:
Some travelers are known to employ more than one money belt with items of varying degrees of importance held deeper under the clothing and against the skin. In both pouches goes some cash in the theory that if one is stolen, you won’t be penniless while you make your way back to your lodgings. Losing some stuff is bad enough, but losing everything could be really bad.
When a money belt is visible – either by jutting out from your body or seen through your clothing, for example – that’s like waving the starting flag to thieves. Try it on before you leave and wear the clothes you’ll be wearing on your trip so that you can see that it fits and it’s not visible.
Essentially, you’ll need to play with the clothes you’re wearing, which will vary depending on the climate and circumstances, and work with your money belt.
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.