This type of insurance covers a traveler’s car and rental car for losses due to traffic accidents and collisions. Some plans also include a number of package-like benefits to fit the needs of road trip travel.
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What makes rental car travel insurance unique?
Why would you need this type of travel insurance?
What coverage is included in rental car travel insurance?
Who should buy this travel insurance?
How much does rental car travel insurance cost?
Where should you buy your travel insurance?
Which companies offer rental car travel insurance plans?
This type of travel insurance focuses on coverage for traveler-owned vehicles and rental cars.
Car and rental car travel insurance focuses on the financial risks due to a traffic accident or collision and cover repair costs, loss-of-use charges, and more. These plans also typically include roadside assistance benefits and cover both traveler-owned vehicles (as secondary automobile insurance) and rental vehicles (as secondary unless the traveler doesn’t currently have automobile insurance, then the coverage becomes primary by default).
Some plans have coverage for:
Car and Rental Car plans typically come with the following types of coverage:
See the full details of car rental collision coverage.
Travelers like these should purchase cruise travel insurance:
Drive protection and car rental insurance is very affordable when compared to the daily charges typically imposed by the coverage offered at the rental counter. While coverage at the rental counter can be as high as $20 per day, this coverage is typically $7 to $9 per day and includes coverage for loss-of-use charges imposed by the rental company if the vehicle is damaged.
You have two options for buying travel insurance – the best option is to compare plans from all companies, get quotes, and purchase your travel insurance plan online:
All travel insurance companies include a free look period with a refund that lets you review the plan documentation. If you decide you need something a little different, you can make changes to your policy or cancel it for a refund (minus a small fee).
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.