This coverage provides reimbursement for your pre-paid travel costs (up to the policy limit) in the event you or a traveling companion are forced to cancel your trip due to work conflicts. This is a listed covered reason under trip cancellation coverage.
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What does Work Conflict cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Helen and her husband had planned a month-long tour of China as their anniversary gift to each other. They would float down the Yangtze, hike the Great Wall, and tour Shanghai. Helen’s husband, Gerry, is a long-time U.S. Army captain and a member of the National Guard.
When they made their reservations, they also knew to purchase a travel insurance plan with trip cancellation that included coverage for work reasons. While Gerry’s leave was approved, military officers must be prepared to be deployed for any reason. Just days before their trip departure, he was called to aid a community affected by severe flooding. This couple was able to cancel their trip so Gerry could handle is work duties and they received full reimbursement.
Pre-departure trip cancellation coverage provides reimbursement for non refundable payments and deposits in the event you have to cancel your trip due to work conflicts. Work conflicts that are commonly covered include:
Not every plan includes all of these as covered reasons for pre-trip cancellation. In addition, this is not a comprehensive list of the reasons you may have to cancel your trip as a result of your employment. Additional work-related reasons for cancellation are covered by the ‘cancel for work reasons’ coverage.
In most cases, you’ll have to buy a travel insurance package plan if you need coverage for cancellations that could occur as a result of your employment.
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.