Could a schedule conflict cause your trip to have to be canceled or delayed? You bet it can. Here’s how travel insurance can help the situation.3 October 2011
This coverage provides reimbursement for your pre-paid trip costs when an unforeseen schedule conflict (like a school year extension, jury duty, or a summons to appear in court) causes you to have to cancel a covered trip. This is a listed covered reason under trip cancellation coverage and trip interruption coverage.
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What does Schedule Conflict cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Judith and her daughter, Ellie, planned to escape the harsh northeastern winters and spend a month in Florida after the summer school break started. Judith purchased a travel insurance package plan with cancellation coverage for school year extensions just in case.
That spring, they had numerous snow storms and endless school closures that caused the school year to extend a few weeks into the summer break. Judith took the school notice of the extension and sent it in with her claim. She was able to cancel their trip and received a full refund for her pre-paid trip costs. They could reschedule their visit when they knew what the school break dates would be.
As part of the covered reasons for pre-trip cancellation, schedule conflicts such as being called into jury duty, being subpoenaed and required to report to court, or school year extensions that result in you having to cancel your covered trip may qualify for reimbursement (up to the policy limit).
This is a covered reason for trip cancellations, and as such, it is found in travel insurance package plans with trip cancellation coverage.
Damian Tysdal is the founder of CoverTrip, and he believes travel insurance should be easier to understand. He started the first travel insurance blog in 2006.