This coverage ensures that dependent children traveling with you are returned safely home in the event you will be hospitalized more than a certain number of days (usually 7) and the children will be left unattended.
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What does Return of Minor Children cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Elisa’s expertise in Sales earned her a prestigious company award – an all expenses paid vacation to Hawaii. Because Elisa is a single mother of two boys, 9 and 11, her manager arranged to have their airfare and hotel included in her award too, so all three family members were headed to Hawaii.
On their trip, however, Elisa and her boys were taking surfing lessons when a wave caught her and tossed her against the ocean rocks. She was badly hurt and unconscious when the surf instructor pulled her to shore. Once at the hospital, the doctors determined that Elisa would be in the hospital for at least a week and unable to travel for longer, so her travel insurance company arranged to have the boys flown home, where Elisa’s sister could take care of them while Elisa recovered.
If you will be hospitalized more than a certain number of days (usually 7), the travel insurance company will arrange and pay to have the dependent children traveling with you returned home. This coverage is a great comfort to parents – especially single parents – traveling with children who would be left unattended if the insured is hospitalized on their trip.
Travel insurance companies are sensitive to the fact that some children cannot yet travel alone, and so an attendant will be chosen to travel with the child or children when necessary.
Travel insurance package plans often have this type of coverage, but so do many travel medical plans. This coverage is typically listed as part of the emergency medical transportation or evacuation coverage.
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.