This coverage reimburses up to 100% of your pre-paid, nonrefundable travel costs when you are prevented from starting your trip because your passport or visa is lost or stolen. This is a listed covered reason under trip cancellation coverage and trip interruption coverage.
|Contents (click to jump down)|
What does Loss or Theft of Passport/Visa cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Andrea and Brian had long planned a summer getaway to the Fiji Islands. They had pored over the guide books and made plans. When Brian’s car was broken into a few days before the start of their trip, they were horrified when they realized the thieves had made off with Brian’s passport.
Brian worked with the police and made a report of the break-in while Andrea called their insurance company. Unfortunately, it would be weeks before they could get an updated passport for Brian, so they were forced to cancel their trip. With the police report, however, they were able to make a claim on their travel insurance policy and received a check for all their pre-paid expenses. They would work on replacing Brian’s passport and reschedule the trip as soon as they could.
As part of the covered reasons for pre-trip cancellation, this coverage lets you cancel your trip and receive reimbursement for your pre-paid nonrefundable trip costs (up to the policy limit) if your travel documents (passport or visa) is lost or stolen prior to starting your trip.
|Plan||Company||Loss or theft|
|Preferred Plus||Global Alert||Yes|
|Trip Protect e-Saver||HTH Worldwide||Yes|
|Trip Protector||HTH Worldwide||Yes|
|Trip Protector Preferred||HTH Worldwide||Yes|
|Elite||Travel Insurance Services||Yes|
|Plus||Travel Insurance Services||Yes|
|Basic||Travel Insurance Services||Yes|
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.