This coverage allows the insured to cancel their trip for a full refund of their pre-paid trip costs if they or their traveling companion are a victim of a felonious assault occurring within ten days of the scheduled departure date.
|Contents (click to jump down)|
What does Trip Cancellation due to Victim of Assault cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Janet was working late in preparation for her yoga retreat in Costa Rica the following week. On her way to her car, she was struck from behind, knocked unconscious and beaten. A security officer heard the scuffle and came to her aid.
In the hospital the next morning, Janet decided that it was more important to focus on her recovery than to take her vacation. The police officer who interviewed her provided a copy of the police report – complete with statements from the security guard. She called her travel insurance company and filed a claim to cancel her trip. Once she sent the medical report and police report, she received confirmation that she would receive all her trip costs back. Janet could save that money and reschedule the yoga retreat when she was more fully recovered.
As part of the covered reasons for pre-trip cancellation, this coverage lets you cancel your trip and receive reimbursement for your pre-paid trip costs (up to the policy limit) if you or your traveling companion are the victim of a felonious assault prior to starting your trip.
Some plans stand out by allowing the insured to interrupt their trip and return home if the assault occurs on the insured’s covered trip in addition to prior to the trip’s start.
Some travel insurance package plans with cancellation provide this type of coverage.
|Plan||Company||Prior to departure||During trip|
|Preferred||Global Alert||10 days|
|Preferred Plus||Global Alert||10 days|
|Bridge||MH Ross||10 days|
|Complete||MH Ross||10 days|
|RoundTrip||Seven Corners||10 days|
|RoundTrip Choice||Seven Corners||10 days|
|RoundTrip Economy||Seven Corners||10 days|
|RoundTrip Elite||Seven Corners||10 days|
|Platinum||Travel Guard||10 days|
|None||Travel Insurance Services|
|Worldwide Trip Protector Gold||Travel Insured||10 days|
|Worldwide Trip Protector||Travel Insured||10 days|
|Trip Protector Lite||Travel Insured||10 days|
|Trip Protector Lite Expanded||Travel Insured||10 days|
|Travel Plus||Travelex||10 days||Yes|
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.