Tin Leg Platinum Plan Review
Great coverage at a competitive price and excellent ratings
Top reasons to buy
- Coronavirus covered for trip cancellation, interruption, and emergency medical
- No medical deductible
- Cancel for medical reasons included
- Option to add cancel for any reason coverage
Flaws but not dealbreakers
- Hurricane and weather coverage kicks in after 48 hours
- No coverage for pre-existing conditions (look-back period 180 days)
- No coverage for rental car damage
Bottom line
This plan has good coverage with competitive pricing. Tin Leg is a reputable company featured for superior pandemic coverage by Forbes.
Plan Details
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Covid-19 Coverage
Included in Trip Cancellation & Interruption and Emergency Medical
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Trip Cancellation/Interruption
100% of the trip cost/150% of the trip cost
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Hurricane & Weather
Common carrier delay for 48 hours, Accommodation made uninhabitable, Must be purchased before storm is named
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Terrorism
Covered for foreign
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Employment Layoff
Covered after 30 day wait, If employed for 3 continuous years
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Cancel For Medical Reasons
Included in Trip Cancellation and Trip Interruption
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Emergency Medical
$100,000 per person, Secondary coverage
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Medical Evacuation & Repatriation
$500,000 per person
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Travel Delay
$500 per person, $150 daily limit, Covered after 6 hour delay
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Baggage Delay
$200 per person, Covered after 24-hour delay
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Baggage & Personal Items Loss
$500 policy limit, $25 deductible
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Missed Connection
$750 per person, Covered after 6-hour delay
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Other Benefits
Flight Only AD&D: $150,000 per person
Sports & Activities: Covered, Limitations apply
Sports Equipment Loss: Included in Baggage & Personal Items Loss
Sports Equipment Delay: Included in baggage delay
Sports Fees: Included in Cancellation & Interruption
Money Back Guarantee: Free look up to 10 days after purchase
24 Hour Assistance Service: 24 hour assistance provided