Tin Leg Platinum Plan Review

Great coverage at a competitive price and excellent ratings

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Top reasons to buy

  • Coronavirus covered for trip cancellation, interruption, and emergency medical
  • No medical deductible
  • Cancel for medical reasons included
  • Option to add cancel for any reason coverage

Flaws but not dealbreakers

  • Hurricane and weather coverage kicks in after 48 hours
  • No coverage for pre-existing conditions (look-back period 180 days)
  • No coverage for rental car damage

Bottom line

This plan has good coverage with competitive pricing. Tin Leg is a reputable company featured for superior pandemic coverage by Forbes.

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Plan Details

  • Covid-19 Coverage

    Included in Trip Cancellation & Interruption and Emergency Medical

  • Trip Cancellation/Interruption

    100% of the trip cost/150% of the trip cost

  • Hurricane & Weather

    Common carrier delay for 48 hours, Accommodation made uninhabitable, Must be purchased before storm is named

  • Terrorism

    Covered for foreign

  • Employment Layoff

    Covered after 30 day wait, If employed for 3 continuous years

  • Cancel For Medical Reasons

    Included in Trip Cancellation and Trip Interruption

  • Emergency Medical

    $100,000 per person, Secondary coverage

  • Medical Evacuation & Repatriation

    $500,000 per person

  • Travel Delay

    $500 per person, $150 daily limit, Covered after 6 hour delay

  • Baggage Delay

    $200 per person, Covered after 24-hour delay

  • Baggage & Personal Items Loss

    $500 policy limit, $25 deductible

  • Missed Connection

    $750 per person, Covered after 6-hour delay

  • Other Benefits

    Flight Only AD&D: $150,000 per person
    Sports & Activities: Covered, Limitations apply
    Sports Equipment Loss: Included in Baggage & Personal Items Loss
    Sports Equipment Delay: Included in baggage delay
    Sports Fees: Included in Cancellation & Interruption
    Money Back Guarantee: Free look up to 10 days after purchase
    24 Hour Assistance Service: 24 hour assistance provided