Tin Leg Gold Plan Review

Great coverage at a competitive price, very good pricing for 65+

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Top reasons to buy

  • COVID-19 covered for trip cancellation and interruption
  • Coronavirus included in emergency medical
  • Cancel for medical reasons included
  • Pre-existing conditions can be covered
  • Medical coverage is higher than other plan
  • Primary medical with no deductibles
  • Option to add cancel for any reason coverage

Flaws but not dealbreakers

  • No option for rental car coverage
  • Payments for travel delay and baggage loss is lower than comparable plans
  • Coverage for hurricane and weather lower than comparable plans
  • No coverage for non-medical evacuation

Bottom line

This plan has been featured for superior pandemic coverage by Forbes. It offers value for senior travelers because it has great coverage, especially for medical care, and tends to cost less than comparable plans.

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Plan Details

  • Covid-19 Coverage

    Included in Trip Cancellation & Interruption and Emergency Medical

  • Trip Cancellation/Interruption

    100% of the trip cost/150% of the trip cost

  • Hurricane & Weather

    Common carrier delay for 48 hours, Mandatory evacuation conditionally covered, Accommodation made uninhabitable, Must be purchased before storm is named

  • Terrorism

    Covered for foreign and domestic

  • Financial Default

    Covered after 14 day wait if purchased within 14 days of trip deposit

  • Employment Layoff

    Covered, If employed for 3 continuous years

  • Cancel For Medical Reasons

    Included in Trip Cancellation and Trip Interruption

  • Emergency Medical

    $500,000 per person, Primary coverage

  • Pre-Existing Condition

    Covered if purchased within 14 days of trip deposit

  • Medical Deductible

    No Medical Deductible

  • Medical Evacuation & Repatriation

    $500,000 per person

  • Travel Delay

    $500 per person, $150 daily limit, Covered after 6 hour delay

  • Baggage Delay

    $200 per person, $100 daily limit, Covered after 24 hour delay

  • Baggage & Personal Items Loss

    $500 per person, $100 per item, $250 specific items limit

  • Missed Connection

    $500 per person, Covered after 3 hour delay

  • Other Benefits

    24 Hour AD&D: $10,000 per person
    Sports & Activities: Covered, Limitations apply
    Sports Equipment Loss: Included in Baggage & Personal Items Loss
    Sports Fees: Included in Cancellation & Interruption
    Money Back Guarantee: Free look up to 14 days after purchase
    24-Hour Assistance Service: 24-hour assistance provided

Tin Leg’s Gold policy is built for travelers who are looking for high medical benefits and comprehensive cancellation coverage.