Tin Leg Gold Plan Review
Great coverage at a competitive price, very good pricing for 65+
Top reasons to buy
- COVID-19 covered for trip cancellation and interruption
- Coronavirus included in emergency medical
- Cancel for medical reasons included
- Pre-existing conditions can be covered
- Medical coverage is higher than other plan
- Primary medical with no deductibles
- Option to add cancel for any reason coverage
Flaws but not dealbreakers
- No option for rental car coverage
- Payments for travel delay and baggage loss is lower than comparable plans
- Coverage for hurricane and weather lower than comparable plans
- No coverage for non-medical evacuation
Bottom line
This plan has been featured for superior pandemic coverage by Forbes. It offers value for senior travelers because it has great coverage, especially for medical care, and tends to cost less than comparable plans.
Plan Details
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Covid-19 Coverage
Included in Trip Cancellation & Interruption and Emergency Medical
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Trip Cancellation/Interruption
100% of the trip cost/150% of the trip cost
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Hurricane & Weather
Common carrier delay for 48 hours, Mandatory evacuation conditionally covered, Accommodation made uninhabitable, Must be purchased before storm is named
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Terrorism
Covered for foreign and domestic
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Financial Default
Covered after 14 day wait if purchased within 14 days of trip deposit
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Employment Layoff
Covered, If employed for 3 continuous years
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Cancel For Medical Reasons
Included in Trip Cancellation and Trip Interruption
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Emergency Medical
$500,000 per person, Primary coverage
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Pre-Existing Condition
Covered if purchased within 14 days of trip deposit
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Medical Deductible
No Medical Deductible
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Medical Evacuation & Repatriation
$500,000 per person
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Travel Delay
$500 per person, $150 daily limit, Covered after 6 hour delay
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Baggage Delay
$200 per person, $100 daily limit, Covered after 24 hour delay
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Baggage & Personal Items Loss
$500 per person, $100 per item, $250 specific items limit
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Missed Connection
$500 per person, Covered after 3 hour delay
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Other Benefits
24 Hour AD&D: $10,000 per person
Sports & Activities: Covered, Limitations apply
Sports Equipment Loss: Included in Baggage & Personal Items Loss
Sports Fees: Included in Cancellation & Interruption
Money Back Guarantee: Free look up to 14 days after purchase
24-Hour Assistance Service: 24-hour assistance provided
Tin Leg’s Gold policy is built for travelers who are looking for high medical benefits and comprehensive cancellation coverage.