Travelers often ask us, “What type of travel insurance should I get for my trip?” and our answer is to ask them a little about their trip, themselves, and who’s going along. After all, it’s important to understand the details about the travelers and their planned trip before we can make a recommendation.
Some travelers need a full featured plan with lots of coverage for cancellation, baggage, etc.; others only need a travel medical plan, and still others need a med-evac plan because everything else is already covered by other insurance. The key is to get the travel insurance coverage you need but avoid paying for a lot of extras or paying for duplicate coverage.
The following is a brief explanation that should help you decide:
See our Tips to Buy the Right Type of Travel Insurance for more details.
Damian Tysdal is the founder of CoverTrip, and he believes travel insurance should be easier to understand. He started the first travel insurance blog in 2006.