Travelers often ask us, “What type of travel insurance should I get for my trip?” and our answer is to ask them a little about their trip, themselves, and who’s going along. After all, it’s important to understand the details about the travelers and their planned trip before we can make a recommendation.
Some travelers need a full featured plan with lots of coverage for cancellation, baggage, etc.; others only need a travel medical plan, and still others need a med-evac plan because everything else is already covered by other insurance. The key is to get the travel insurance coverage you need but avoid paying for a lot of extras or paying for duplicate coverage.
The following is a brief explanation that should help you decide:
See our Tips to Buy the Right Type of Travel Insurance for more details.
Damian Tysdal is the founder of CoverTrip, and is a licensed agent for travel insurance (MA 1883287). He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006.