Seven Corners vs Tin Leg: Which Travel Insurance Is Better?
Seven Corners and Tin Leg sell to the same traveler and answer the same question differently: Seven Corners puts its money into Choice’s $500,000 of primary medical, the highest on the comparison, Tin Leg into a plan at every medical level from $20,000 to $500,000, so you buy exactly the limit you need. This page puts the plans side by side from the insurers’ own plan documents, says which one wins for each kind of trip, and shows the numbers that decide it.
The plans side by side
| Plan | Emergency medical | Evacuation | Cancel for any reason | Pre-existing waiver window | Kids free |
|---|---|---|---|---|---|
| Seven Corners Trip Protection Basic | $100,000 (secondary) | $250,000 | Upgrade, 75% back | None | No |
| Seven Corners Trip Protection Choice | $500,000 (primary) | $1,000,000 | Upgrade, 75% back | 20 days | No |
| Tin Leg Economy | $20,000 | $100,000 | No | None | No |
| Tin Leg Basic | $50,000 | $200,000 | No | 14 to 15 days | No |
| Tin Leg Luxury | $100,000 primary | $250,000 | Upgrade, 75% back | 14 to 15 days | No |
| Tin Leg Silver | $250,000 | $1,000,000 | Upgrade, 75% back | 14 to 15 days | No |
| Tin Leg Gold | $500,000 primary | $500,000 | Upgrade, 75% back | 14 days | No |
Limits are per person. Read the medical column first: it is the one that separates these two companies, and it is the one that pays the bill that can pass $100,000. The Seven Corners review and the Tin Leg review go plan by plan.
Where each one wins
| The trip or the traveler | Pick | Why |
|---|---|---|
| A cruise, a remote trip, or a traveler over 65 | Seven Corners Choice or Tin Leg Silver | Choice: $500,000 primary medical, $1,000,000 evacuation. Silver: $250,000 and $1,000,000. Gold: $500,000 primary and $500,000. |
| A trip outside the US on a budget | Tin Leg Luxury or Seven Corners Basic | Luxury: $100,000 primary and $250,000. Basic: $100,000 secondary and $250,000, with no waiver. |
| A cheap domestic trip | Tin Leg Economy or Basic | $20,000 or $50,000 of medical at a price Seven Corners does not go down to. |
| Cancel for any reason | Either | 75 percent at both. Seven Corners within 20 days on both plans; Tin Leg within 14 or 15 days on Luxury, Adventure, Silver and Gold. |
| A traveler with a pre-existing condition | Seven Corners Choice | A 20-day window against Tin Leg’s 14 or 15. Seven Corners Basic and Tin Leg Economy have no waiver. |
| Price | Both, on the comparison | Enter the trip once and both come back priced side by side. |
The numbers that decide it
Medical and evacuation. Seven Corners’s best plan, Trip Protection Choice, carries $500,000 (primary) of medical and $1,000,000 of evacuation; Tin Leg’s best plan, Gold, carries $500,000 primary of medical and $500,000 of evacuation. For a trip outside the US the floor is $100,000 of medical and $250,000 of evacuation; for a cruise, a remote trip or a traveler over 65, $250,000 and $500,000.
Cancel for any reason. Seven Corners: Cancel for any reason is an upgrade on both plans, refunds 75 percent, must be added within 20 days of the initial deposit, requires cancelling two or more days before departure, and is not sold in every state. Tin Leg: Cancel for any reason is on Luxury, Adventure, Silver and Gold, refunds 75 percent, must be added within the plan’s window (14 or 15 days from the initial deposit), and requires cancelling at least two days before departure.
Pre-existing conditions. Seven Corners: The pre-existing condition waiver is on Choice only, when you buy within 20 days of the initial trip payment and insure the full trip cost; Basic has no waiver. Tin Leg: The pre-existing condition waiver window is 14 or 15 days from the initial deposit depending on the plan; Economy has no waiver.
Children. Seven Corners: No free-kids benefit. Tin Leg: No free-kids benefit.
Free look. Seven Corners: 14 days after purchase (15 in Missouri) for a full refund if you have not departed or filed a claim. Tin Leg: 10 to 15 days depending on the plan for a full refund if you have not departed or filed a claim.
See Seven Corners and Tin Leg priced side by side for your trip
Enter your trip once and every top plan comes back side by side, priced for your dates. Same price as buying direct.
See plans & pricesAbout 60 seconds. Nothing to sign up for.What it costs
Both Seven Corners and Tin Leg are on the CoverTrip comparison, priced next to each other and the other plans when you enter the trip once. Travel insurance is priced by the trip cost, the ages of the travelers and the trip length, and a package plan usually costs 4 to 8 percent of the trip cost, so enter the trip once, find the plan from each company that carries the limits you need, and take the cheaper one. Same price on the comparison as buying direct.
What the plans say
Seven Corners’s strengths are Choice’s $500,000 of primary medical, the highest on the comparison, $1,000,000 of evacuation and $2,000 of travel delay on Choice, a 20-day window for the waiver and cancel for any reason; its weak spot is no free-kids benefit, and New York and Washington residents are sold different plans (Economy and Elite) with different limits. Tin Leg’s strengths are a plan at every medical level from $20,000 to $500,000, so you buy exactly the limit you need, Gold’s $500,000 of primary medical and Silver’s $1,000,000 of evacuation, cancel for any reason on four plans; its weak spot is the plan names do not track the limits (Luxury is the floor for a trip abroad, not the top), and the underwriter changes by plan. Both refund 100 percent of the insured trip cost for a listed cancellation reason, both include a 24-hour assistance line, and both are underwritten by large insurers; the difference between them is the limits and the upgrade rules above, not the paper.
Questions people also ask
Is Tin Leg better than Seven Corners?
They meet at the top: Tin Leg Gold and Seven Corners Choice both carry $500,000 of primary medical. Seven Corners Choice adds $1,000,000 of evacuation and a 20-day waiver window; Tin Leg adds a plan at every price level below that, which Seven Corners does not have.
Which is better for a cruise, Seven Corners or Tin Leg?
Seven Corners Trip Protection Choice or Tin Leg Silver, both with $1,000,000 of evacuation; Choice carries $500,000 of medical to Silver’s $250,000. Tin Leg also sells a Cruise plan at $100,000 and $250,000, which is the floor for a cruise, not the recommendation.
Who underwrites Tin Leg?
It changes by plan: Berkshire Hathaway Specialty, Starr or Spinnaker, so the plan document for the one you buy governs. Tin Leg is Squaremouth’s house brand. Seven Corners’ Trip Protection plans are underwritten by United States Fire (Crum and Forster).
Related: Seven Corners review · Tin Leg review · cruise travel insurance guide · travel medical insurance guide · cheap travel insurance guide · all company reviews
Plan limits and upgrade rules on this page are from the insurers’ plan pages and policy documents for Seven Corners and Tin Leg, checked 12 September 2026, and from the CoverTrip reviews of each company. Price guidance is from the plans on the CoverTrip comparison.
See Seven Corners and Tin Leg priced side by side for your trip
Enter your trip once and every top plan comes back side by side, priced for your dates. Same price as buying direct.
See plans & pricesAbout 60 seconds. Nothing to sign up for.Related
Damian TysdalDamian Tysdal is the founder of CoverTrip and a licensed travel insurance agent since 2006. He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006. About CoverTrip.