GoReady Travel Insurance Review (formerly APRIL)
APRIL became Go Ready, sold by Aegis. Three plans on the comparison. Choice is the one people buy, and its waiver is an add-on you have to tick.
- Anyone who wants a simple, cheap plan with a big travel delay benefit: Choice pays $2,000 per person after six hours
- Cruisers who want $100,000 of primary medical at a low price (Cruise plan)
- Anyone who wants the pre-existing condition waiver and cancel for any reason on a budget: Pandemic Plus has both
- Trips abroad where medical matters most, since Choice and Pandemic Plus carry only $50,000
- Anyone with a pre-existing condition who forgets to add the waiver on Choice, because it is not included
- Anyone who wants cancel for any reason on Choice or Cruise, since the comparison does not offer it on either
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| Plan | Emergency medical | Evacuation | Cancel for any reason | Waiver |
|---|---|---|---|---|
| Go Ready Choice | $50,000 primary | $250,000 | No | Paid add-on |
| Go Ready Pandemic Plus | $50,000 primary | $500,000 | Add-on, 75% back | Within 14 days |
| Go Ready Cruise | $100,000 primary | $250,000 | No | Within 24 hours of final payment |
Choice looks cheap until you add the waiver and check the medical limit. Cruise has the best medical of the three. Pandemic Plus is the only one with cancel for any reason.
Top reasons to buy
- Three plans that are easy to tell apart, all priced under $510 for our couple's Italy trip.
- Choice pays $2,000 per person for travel delay after six hours, one of the biggest delay benefits on the comparison.
- Cruise carries $100,000 of primary medical and $750 for delayed bags.
Flaws but not dealbreakers
- Choice and Pandemic Plus carry $50,000 of medical. Tin Leg Gold carries $500,000 for about the same price.
- On Choice the pre-existing condition waiver is a paid add-on. Forget to tick it and you have no waiver.
- Cancel for any reason is only on Pandemic Plus. Go Ready's own site sells its Elite and Priority Plus plans, but they are not on the comparison, so you cannot buy them here.
Bottom line
A fair company with plans that are cheap for a reason. Go Ready works for a domestic trip or a short hop where a $50,000 medical limit is fine. For a trip abroad, Tin Leg Gold, IMG Choice and Travel Insured FlexiPAX give you more medical for the same money.What Go Ready sells on CoverTrip
Go Ready used to be APRIL Travel Protection. Aegis General Insurance Agency bought it in 2021 and now sells it as Go Ready by Aegis, from Harrisburg, Pennsylvania. On the comparison the provider shows as Aegis, and the plans are named Go Ready. There are three.
- Choice is the plan most people buy. $50,000 of primary medical, $250,000 of evacuation, $2,000 of travel delay, and interruption at 150 percent. The pre-existing condition waiver is a paid add-on. No cancel for any reason on the comparison. Underwritten by Zurich, rated A+.
- Pandemic Plus has the same $50,000 of medical with a $50 deductible, $500,000 of evacuation, the waiver if you buy within 14 days of your first deposit, and cancel for any reason as an add-on at 75 percent. Underwritten by Starr, rated A.
- Cruise has $100,000 of primary medical, $250,000 of evacuation, and $750 for delayed bags. The waiver only applies if you buy within 24 hours of your final payment, so it was already gone on our test trip. No cancel for any reason on the comparison. Underwritten by Zurich.
Go Ready also sells Elite (with $250,000 of medical) and Priority Plus on its own site. They are not on the comparison, and this review is about what you can buy here.
What the plans cover
All three pay 100 percent of the trip cost if you cancel for a covered reason and 150 percent if the trip is interrupted. Choice and Cruise cover employment layoff after 14 days if you have had the job for two years. Choice does not cover financial default of a travel supplier. Pandemic Plus covers it after 14 days if you buy within the waiver window.
Hurricanes: Choice and Cruise cover a common carrier delay of six hours, Pandemic Plus 48 hours. All three cover your lodging being made uninhabitable, and a mandatory evacuation under conditions. You have to buy before the storm is named.
Baggage: Choice pays $500 for lost bags and $200 for delayed bags after 24 hours. Pandemic Plus pays $2,500 lost and $500 delayed after 12 hours. Cruise pays $1,500 lost and $750 delayed after 24 hours.
Cancel for any reason
On the comparison, only Pandemic Plus offers cancel for any reason. It is an add-on that pays 75 percent of your trip cost, has to be bought within 14 days of your first deposit, and requires you to cancel at least two days before you leave. On our couple's trip to Italy it took Pandemic Plus from $476 to $714. Choice and Cruise do not offer it here.
Pre-existing conditions
This is where Go Ready trips people up. On Choice the waiver is a paid add-on, not included. On Pandemic Plus it is included if you buy within 14 days of your first deposit and insure the full trip cost. On Cruise it only applies if you buy within 24 hours of your final payment, and the look-back is 90 days. If a pre-existing condition matters to you, Pandemic Plus is the one Go Ready plan that handles it the normal way.
What it costs
Real prices from the CoverTrip comparison on 25 September 2026, for three test trips. Your price depends on your ages, trip cost and dates.
| Plan | Couple, 65 and 63, Italy, 10 days, $8,000 | Solo, 40, Mexico, 7 days, $2,500 | Family of four, Bahamas cruise, 7 days, $6,000 |
|---|---|---|---|
| Go Ready Choice | $504.00 | $86.00 | $170.00 |
| Go Ready Pandemic Plus | $476.00 | $125.00 | $248.00 |
| Go Ready Cruise | $498.12 | $115.62 | $276.00 |
| Pandemic Plus with cancel for any reason | $714.00 | not run | not run |
For the couple, Tin Leg Gold was $538 with $500,000 of medical and IMG Choice was $378 with $100,000. Go Ready's prices are not low enough to make up for the $50,000 limit.
Who Go Ready is
Go Ready started as APRIL Travel Protection, part of the French APRIL group, and has been in travel insurance for more than 30 years. Aegis General Insurance Agency bought it in 2021. The plans are underwritten by Zurich American and Starr Indemnity. On the comparison Go Ready has a 4.1 out of 5 customer rating from 1,469 reviews. About 4 percent of CoverTrip buyers pick it.
Questions people ask
It is fine for a domestic trip. For a trip abroad, Choice and Pandemic Plus carry only $50,000 of medical, and Choice's pre-existing condition waiver costs extra. Tin Leg Gold, IMG Choice and Travel Insured FlexiPAX give you more for the same money.
Yes. APRIL Travel Protection became Go Ready after Aegis bought it in 2021. On the comparison the provider is listed as Aegis and the plans are called Go Ready.
Only if you add the waiver on Choice, or buy Pandemic Plus within 14 days of your first deposit. Cruise requires purchase within 24 hours of final payment.
On the comparison, only on Pandemic Plus, as an add-on that pays 75 percent. Choice and Cruise do not offer it here.
- On Choice the pre-existing condition waiver is a paid add-on. Tick it when you buy or you do not have it. On Pandemic Plus it applies if you buy within 14 days of your first deposit and insure the full trip cost. On Cruise it applies only within 24 hours of final payment.
- Cancel for any reason is on Pandemic Plus only, must be added within 14 days of your first deposit, pays 75 percent, and requires you to cancel at least two days before you leave.
- Choice does not cover financial default of a tour company or cruise line.
- The free look is 15 days on Choice and Cruise and 14 days on Pandemic Plus to cancel the policy for a full refund if you have not left or filed a claim.
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Company Information
Go Ready Pandemic Plus
Go Ready Cruise
Outside the US +1-305-455-0896
claims@goreadyinsurance.com
Plan limits checked against Go Ready Choice, Go Ready Cruise, About Go Ready, Go Ready FAQ on 25 September 2026. Limits change; the insurer's own plan document governs.
Damian TysdalDamian Tysdal is the founder of CoverTrip and a licensed travel insurance agent since 2006. He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006. About CoverTrip.