Worldwide Trip Protector Plan Review
Great coverage at a competitive price, very good pricing for family travelers
Top reasons to buy
- Cancellation for medical reasons included
- Coronavirus coverage for medical and cancellation
- Hurricane and weather (including mandatory evacuations) covered
- Employment layoff and cancellation for work reasons included
- Pre-existing conditions can be covered
- No medical deductibles
- Non medical evacuations included
- Sports activities coverage included
- Option to purchase rental car damage protection
- Identity theft included
- Concierge services included
- Option to purchase cancel for any reason
Flaws but not dealbreakers
- Emergency medical lower than comparable plans
- Hurricane and weather coverage kicks in after 6 hours
Bottom line
This plan offers value for family travelers because it has great coverage and offers some benefits that other plans of comparable price do not. Travel Insured is a reputable company that’s been in business for many years.
Plan Details
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Covid-19 Coverage
Included in Trip Cancellation & Interruption and Emergency Medical
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Trip Cancellation/Interruption
100% of the trip cost/150% of the trip cost
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Hurricane & Weather
Common carrier delay for 6 hours, Mandatory evacuation covered, Accommodation made uninhabitable, Hurricane warning conditionally covered, Must be purchased before storm is named
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Terrorism
Covered for foreign and domestic
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Financial Default
Covered after 14 day wait
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Employment Layoff
Covered, If employed for 1 continuous year
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Cancel For Medical Reasons
Included in Trip Cancellation and Trip Interruption
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Cancel For Work Reasons
Included in Trip Cancellation and Trip Interruption
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Emergency Medical
$100,000 per person, Primary coverage
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Pre-Existing Condition
Covered if purchased within 21 days of trip deposit
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Medical Deductible
No Medical Deductible
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Medical Evacuation & Repatriation
$1,000,000 per person
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Travel Delay
$1,500 per person, $200 daily limit, Covered after 3 hour delay
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Baggage Delay
$500 per person, Covered after 3 hour delay
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Baggage & Personal Items Loss
$1,000 per person, $250 per item, $500 specific items limit
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Missed Connection
$500 per person, Covered after 3 hour delay, Cruise and tour only
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Other Benefits
24 Hour AD&D: $10,000 per person
Flight Only AD&D: Optional coverage
Sports & Activities: Covered, Limitations apply
Rental Car Damage: Optional coverage
Money Back Guarantee: Free look up to 14 days after purchase
24 Hour Assistance Service: 24 hour assistance provided
Identity Theft: Covered
Additional Benefits: Concierge Services Coverage
Worldwide Trip Protector, popular with families, features kids under 18 provided coverage at no extra charge with related adult on the same plan.