Travel Select Plan Review

By covertrip · Published 18 October 2021

Great coverage at a competitive price, very good pricing for 65+

star star star star star
5

Top reasons to buy

  • Coronavirus covered for trip cancellation and interruption
  • COVID-19 coverage included in emergency medical
  • Pre-existing conditions can be covered
  • Medical coverage is primary with no deductible
  • Cancel for medical reasons included
  • Good hurricane and weather coverage for delay of any length of time
  • Travel delay coverage is higher than comparable plans
  • High coverage for medical evacuations
  • Option to add rental car coverage
  • Option to add cancel for any reason coverage
  • Concierge services coverage included

Flaws but not dealbreakers

  • Medical coverage is lower than comparable plans
  • Hurricane and weather coverage kicks in after 12 hours
  • No coverage for non-medical evacuation

Bottom line

This plan offers value to senior travelers because it has great coverage and comparable pricing. Travelex is a reputable company with decades in the business.

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Plan Details

  • Covid-19 Coverage

    Included in Trip Cancellation & Interruption and Emergency Medical

  • Trip Cancellation/Interruption

    100% of the trip cost/150% of the trip cost

  • Hurricane & Weather

    Common carrier delay for any length of time, Accommodation made uninhabitable, Must be purchased before storm is named

  • Terrorism

    Covered for foreign and domestic

  • Financial Default

    Covered after 14 day wait if purchased within 15 days of trip deposit

  • Employment Layoff

    Covered, If employed for 1 continuous year

  • Cancel For Medical Reasons

    Included in Trip Cancellation and Trip Interruption

  • Cancel For Work Reasons

    Included in Trip Cancellation and Trip Interruption

  • Emergency Medical

    $50,000 per person, Primary coverage (upgrade available to $100,000)

  • Pre-Existing Condition

    Covered if purchased within 15 days of trip deposit

  • Medical Evacuation & Repatriation

    $500,000 per person (upgrade available to $1,000,000)

  • Travel Delay

    $2,000 per person, $250 daily limit, Covered after 5-hour delay

  • Baggage Delay

    $200 per person, Covered after 12-hour delay

  • Baggage & Personal Items Loss

    $1,000 per person, $500 first item limit, $250 subsequent items limit, $500 specific items limit

  • Missed Connection

    $750 per person, Covered after 3-hour delay

  • Other Benefits

    24 Hour AD&D: $25,000 per person
    Flight Only AD&D: Optional coverage
    Sports & Activities: Covered, Limitations apply
    Sports Equipment Loss: Included in Baggage & Personal Items Loss
    Sports Equipment Delay: $200 per person
    Sports Fees: Included in Cancellation & Interruption
    Rental Car Damage: Optional coverage
    Money Back Guarantee: Free look up to 15 days after purchase
    24 Hour Assistance Service: 24 hour assistance provided
    Additional Benefits: Concierge Services Coverage

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