Tin Leg Platinum Plan Review

A mid-level plan ideal for individual travelers taking longer trips

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Top reasons to buy

  • No emergency medical deductible
  • COVID-19 covered for cancellation and emergency medical
  • 100% of the trip cost covered for cancellation due to illness, injury, or death
  • Hiking activities covered
  • Hurricane and weather coverage after 48 hours
  • Employment layoff and cancel for work reasons
  • Pre-existing conditions can be covered
  • Sports equipment loss covered

Flaws but not dealbreakers

  • No coverage for accidental death
  • No option to add rental car coverage
  • No option for cancel for any reason coverage

Bottom line

This plan offers value to younger travelers because it has great coverage and tends to cost less than comparable plans. Tin Leg is a reputable company with years in the business.

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Plan Details

  • Covid-19 Coverage

    Included in Trip Cancellation & Interruption and Emergency Medical

  • Trip Cancellation/Interruption

    100% of the trip cost/150% of the trip cost

  • Hurricane & Weather

    Common carrier delay for 48 hours, Accommodation made uninhabitable, Must be purchased before storm is named

  • Terrorism

    Covered for foreign and domestic

  • Employment Layoff

    Covered after 30 day wait, If employed for 3 continuous years

  • Cancel For Medical Reasons

    Included in Trip Cancellation and Trip Interruption

  • Cancel For Work Reasons

    Covered for 100% of trip cost if purchased within 15 days of trip deposit

  • Emergency Medical

    $100,000 per person, Secondary coverage

  • Pre-Existing Condition

    Covered if purchased within 15 days of trip deposit

  • Medical Deductible

    No Medical Deductible

  • Medical Evacuation & Repatriation

    $500,000 per person

  • Travel Delay

    $500 per person, $150 daily limit, Covered after 6 hour delay

  • Baggage Delay

    $200 per person, Covered after 24 hour delay

  • Baggage & Personal Items Loss

    $500 policy limit, $25 deductible

  • Missed Connection

    $250 per person, Covered after 6 hour delay

  • Other Benefits

    Flight Only AD&D: $150,000 per person
    Sports & Activities: Covered, Limitations apply
    Sports Equipment Loss: Included in Baggage & Personal Items Loss
    Sports Equipment Delay: Included in Baggage Delay
    Sports Fees: Included in Cancellation & Interruption
    Money Back Guarantee: Free look up to 10 days after purchase
    24 Hour Assistance Service: 24 hour assistance provided