Seven Corners vs Trawick: Which Travel Insurance Is Better?

By Damian Tysdal, licensed travel insurance agent since 2006 · Updated 29 September 2026

In shortBoth carry primary medical and both are on the comparison. Seven Corners Trip Protection Choice goes higher ($500,000 of medical against $200,000 on Trawick Pathway Premium, with the same $1,000,000 of evacuation); Trawick has the longer waiver window on its top plan (21 days against 20) and a true mid-range plan in Pathway Plus, which Seven Corners does not have. Neither gives free children.

On this page

The plans side by side
Where each one wins
The numbers that decide it
What it costs
What the plans say
Questions people also ask

Seven Corners and Trawick sell to the same traveler and answer the same question differently: Seven Corners puts its money into Choice’s $500,000 of primary medical, the highest on the comparison, Trawick into primary medical on every plan. This page puts the plans side by side from the insurers’ own plan documents, says which one wins for each kind of trip, and shows the numbers that decide it.

The plans side by side

Plan	Emergency medical	Evacuation	Cancel for any reason	Pre-existing waiver window	Kids free
Seven Corners Trip Protection Basic	$100,000 (secondary)	$250,000	Upgrade, 75% back	None	No
Seven Corners Trip Protection Choice	$500,000 (primary)	$1,000,000	Upgrade, 75% back	20 days	No
Trawick Pathway Essential	$25,000 primary ($100 deductible)	$250,000	No	None	No
Trawick Pathway Plus	$100,000 primary	$350,000	No	14 days	No
Trawick Pathway Premium	$200,000 primary	$1,000,000	Upgrade, 75% back	21 days	No

Limits are per person. Read the medical column first: it is the one that separates these two companies, and it is the one that pays the bill that can pass $100,000. The Seven Corners review and the Trawick review go plan by plan.

Where each one wins

The trip or the traveler	Pick	Why
A cruise, a remote trip, or a traveler over 65	Seven Corners Trip Protection Choice	$500,000 of primary medical and $1,000,000 of evacuation. Trawick Pathway Premium carries $200,000 and $1,000,000.
A mid-priced plan for a trip abroad	Trawick Pathway Plus	$100,000 of primary medical, $350,000 of evacuation and the waiver within 14 days. Seven Corners Basic carries $100,000 (secondary) and $250,000 with no waiver.
Cancel for any reason	Seven Corners	75 percent on both plans within 20 days. Trawick: Pathway Premium only, within 21 days, not in New York.
A traveler with a pre-existing condition	Either top plan	Trawick Premium within 21 days, Plus within 14; Seven Corners Choice within 20. Seven Corners Basic and Trawick Essential have no waiver.
A cheap domestic trip	Trawick Pathway Essential	$25,000 of primary medical (with a $100 deductible) and $250,000 of evacuation at the lowest price of the two lineups.
Price	Both, on the comparison	Enter the trip once and both come back priced side by side.

The numbers that decide it

Medical and evacuation. Seven Corners’s best plan, Trip Protection Choice, carries $500,000 (primary) of medical and $1,000,000 of evacuation; Trawick’s best plan, Pathway Premium, carries $200,000 primary of medical and $1,000,000 of evacuation. For a trip outside the US the floor is $100,000 of medical and $250,000 of evacuation; for a cruise, a remote trip or a traveler over 65, $250,000 and $500,000.

Cancel for any reason. Seven Corners: Cancel for any reason is an upgrade on both plans, refunds 75 percent, must be added within 20 days of the initial deposit, requires cancelling two or more days before departure, and is not sold in every state. Trawick: Cancel for any reason is on Pathway Premium only, refunds 75 percent, must be added within 21 days of the deposit, and is not available in New York.

Pre-existing conditions. Seven Corners: The pre-existing condition waiver is on Choice only, when you buy within 20 days of the initial trip payment and insure the full trip cost; Basic has no waiver. Trawick: Pathway Plus waives the pre-existing condition exclusion when you buy within 14 days of the deposit, Premium within 21 days, both with the full trip cost insured; Essential has no waiver.

Children. Seven Corners: No free-kids benefit. Trawick: No free-kids benefit.

Free look. Seven Corners: 14 days after purchase (15 in Missouri) for a full refund if you have not departed or filed a claim. Trawick: 14 days in most states (10 to 30 by state) for a full refund if you have not departed or filed a claim.

See Seven Corners and Trawick priced side by side for your trip

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What it costs

Both Seven Corners and Trawick are on the CoverTrip comparison, priced next to each other and the other plans when you enter the trip once. Travel insurance is priced by the trip cost, the ages of the travelers and the trip length, and a package plan usually costs 4 to 8 percent of the trip cost, so enter the trip once, find the plan from each company that carries the limits you need, and take the cheaper one. Same price on the comparison as buying direct.

What the plans say

Seven Corners’s strengths are Choice’s $500,000 of primary medical, the highest on the comparison, $1,000,000 of evacuation and $2,000 of travel delay on Choice, a 20-day window for the waiver and cancel for any reason; its weak spot is no free-kids benefit, and New York and Washington residents are sold different plans (Economy and Elite) with different limits. Trawick’s strengths are primary medical on every plan, Premium’s $200,000 of medical and $1,000,000 of evacuation, a 21-day window on Premium; its weak spot is Essential’s $25,000 medical limit with a $100 deductible, and no free-kids benefit. Both refund 100 percent of the insured trip cost for a listed cancellation reason, both include a 24-hour assistance line, and both are underwritten by large insurers; the difference between them is the limits and the upgrade rules above, not the paper.

Questions people also ask

Is Trawick better than Seven Corners?

In the middle, yes: Trawick Pathway Plus carries $100,000 of primary medical with a waiver, where Seven Corners Basic’s medical is secondary and has no waiver. At the top, Seven Corners Choice carries $500,000 of primary medical against Trawick Premium’s $200,000, so for a cruise or a remote trip Seven Corners wins.

Which is better for a cruise, Seven Corners or Trawick?

Seven Corners Trip Protection Choice: $500,000 of primary medical and $1,000,000 of evacuation. Trawick Pathway Premium’s $200,000 and $1,000,000 also clear the cruise floor, with the waiver when bought within 21 days.

Do Seven Corners and Trawick have cancel for any reason?

Both refund 75 percent. Seven Corners sells it on both plans, added within 20 days of the deposit. Trawick sells it on Pathway Premium only, added within 21 days, and not in New York.

Plan limits and upgrade rules on this page are from the insurers’ plan pages and policy documents for Seven Corners and Trawick, checked 12 September 2026, and from the CoverTrip reviews of each company. Price guidance is from the plans on the CoverTrip comparison.