Seven Corners vs Travelex: Which Travel Insurance Is Better?
Seven Corners and Travelex sell to the same traveler and answer the same question differently: Seven Corners puts its money into Choice’s $500,000 of primary medical, the highest on the comparison, Travelex into Ultimate’s $250,000 of medical and $1,000,000 of evacuation. This page puts the plans side by side from the insurers’ own plan documents, says which one wins for each kind of trip, and shows the numbers that decide it.
The plans side by side
| Plan | Emergency medical | Evacuation | Cancel for any reason | Pre-existing waiver window | Kids free |
|---|---|---|---|---|---|
| Seven Corners Trip Protection Basic | $100,000 (secondary) | $250,000 | Upgrade, 75% back | None | No |
| Seven Corners Trip Protection Choice | $500,000 (primary) | $1,000,000 | Upgrade, 75% back | 20 days | No |
| Travelex Essential | $25,000 | $200,000 | No | None | No |
| Travelex Advantage | $50,000 | $250,000 | No | None | No |
| Travelex Ultimate | $250,000 ($50,000 in New Hampshire) | $1,000,000 | Upgrade, 75% back, up to $7,500 | 21 days | One per adult |
Limits are per person. Read the medical column first: it is the one that separates these two companies, and it is the one that pays the bill that can pass $100,000. The Seven Corners review and the Travelex review go plan by plan.
Where each one wins
| The trip or the traveler | Pick | Why |
|---|---|---|
| A cruise, a remote trip, or a traveler over 65 | Seven Corners Trip Protection Choice | $500,000 of primary medical and $1,000,000 of evacuation. Travelex Ultimate carries $250,000 and $1,000,000. |
| A trip with children | Travelex Ultimate | One free child per adult. Seven Corners has no free-kids benefit. |
| Cancel for any reason | Seven Corners | 75 percent with no dollar cap, on both plans, within 20 days. Travelex refunds 75 percent capped at $7,500, on Ultimate only, within 21 days and 31 or more days before departure. |
| A budget plan for a trip abroad | Seven Corners Trip Protection Basic | $100,000 of medical and $250,000 of evacuation with full cancellation. Travelex Essential and Advantage cap cancellation at $10,000 and $12,500. |
| A traveler with a pre-existing condition | Either top plan | Seven Corners Choice within 20 days; Travelex Ultimate within 21 days. Neither company’s budget plan has a waiver. |
| Price | Both, on the comparison | Enter the trip once and both come back priced side by side. |
The numbers that decide it
Medical and evacuation. Seven Corners’s best plan, Trip Protection Choice, carries $500,000 (primary) of medical and $1,000,000 of evacuation; Travelex’s best plan, Ultimate, carries $250,000 ($50,000 in New Hampshire) of medical and $1,000,000 of evacuation. For a trip outside the US the floor is $100,000 of medical and $250,000 of evacuation; for a cruise, a remote trip or a traveler over 65, $250,000 and $500,000.
Cancel for any reason. Seven Corners: Cancel for any reason is an upgrade on both plans, refunds 75 percent, must be added within 20 days of the initial deposit, requires cancelling two or more days before departure, and is not sold in every state. Travelex: Cancel for any reason is on Ultimate only, refunds up to 75 percent capped at $7,500, must be bought within 21 days of the first payment and at least 31 days before departure.
Pre-existing conditions. Seven Corners: The pre-existing condition waiver is on Choice only, when you buy within 20 days of the initial trip payment and insure the full trip cost; Basic has no waiver. Travelex: The pre-existing condition waiver is on Ultimate only, when you buy within 21 days of the first trip payment and insure the total trip cost; Essential and Advantage have no waiver.
Children. Seven Corners: No free-kids benefit. Travelex: One child 17 and under is free per insured adult on Ultimate, as long as the child’s trip cost is no more than the adult’s.
Free look. Seven Corners: 14 days after purchase (15 in Missouri) for a full refund if you have not departed or filed a claim. Travelex: 21 days after purchase (30 in some states) for a full refund if you have not departed or filed a claim.
See Seven Corners and Travelex priced side by side for your trip
Enter your trip once and every top plan comes back side by side, priced for your dates. Same price as buying direct.
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Both Seven Corners and Travelex are on the CoverTrip comparison, priced next to each other and the other plans when you enter the trip once. Travel insurance is priced by the trip cost, the ages of the travelers and the trip length, and a package plan usually costs 4 to 8 percent of the trip cost, so enter the trip once, find the plan from each company that carries the limits you need, and take the cheaper one. Same price on the comparison as buying direct.
What the plans say
Seven Corners’s strengths are Choice’s $500,000 of primary medical, the highest on the comparison, $1,000,000 of evacuation and $2,000 of travel delay on Choice, a 20-day window for the waiver and cancel for any reason; its weak spot is no free-kids benefit, and New York and Washington residents are sold different plans (Economy and Elite) with different limits. Travelex’s strengths are Ultimate’s $250,000 of medical and $1,000,000 of evacuation, one free child per adult on Ultimate, the longest free look on the comparison, 21 days; its weak spot is Essential and Advantage: a $10,000 cancellation cap, no waiver and no cancel for any reason, so budget plans in the strict sense. Both refund 100 percent of the insured trip cost for a listed cancellation reason, both include a 24-hour assistance line, and both are underwritten by large insurers; the difference between them is the limits and the upgrade rules above, not the paper.
Questions people also ask
Is Seven Corners better than Travelex?
On coverage, yes: Trip Protection Choice carries $500,000 of primary medical against $250,000 on Travelex Ultimate, and its cancel for any reason has no dollar cap where Travelex stops at $7,500. Travelex Ultimate is the better family plan (one free child per adult) and has the longer free look.
Which is better for a cruise, Seven Corners or Travelex?
Seven Corners Trip Protection Choice, on medical: $500,000 primary against Travelex Ultimate’s $250,000, both with $1,000,000 of evacuation. Both clear the cruise floor; Choice leaves more room.
Do Seven Corners and Travelex have cancel for any reason?
Both refund 75 percent. Seven Corners on both plans, no cap, added within 20 days of the deposit. Travelex on Ultimate only, capped at $7,500, bought within 21 days and at least 31 days before departure.
Related: Seven Corners review · Travelex review · cruise travel insurance guide · family travel insurance guide · Cancel For Any Reason guide · all company reviews
Plan limits and upgrade rules on this page are from the insurers’ plan pages and policy documents for Seven Corners and Travelex, checked 12 September 2026, and from the CoverTrip reviews of each company. Price guidance is from the plans on the CoverTrip comparison.
See Seven Corners and Travelex priced side by side for your trip
Enter your trip once and every top plan comes back side by side, priced for your dates. Same price as buying direct.
See plans & pricesAbout 60 seconds. Nothing to sign up for.Related
Damian TysdalDamian Tysdal is the founder of CoverTrip and a licensed travel insurance agent since 2006. He believes travel insurance should be easier to understand, and started the first travel insurance blog in 2006. About CoverTrip.