Tin Leg Platinum Plan Review
A mid-level plan ideal for individual travelers taking longer trips
Top reasons to buy
- No emergency medical deductible
- COVID-19 covered for cancellation and emergency medical
- 100% of the trip cost covered for cancellation due to illness, injury, or death
- Hiking activities covered
- Hurricane and weather coverage after 48 hours
- Employment layoff and cancel for work reasons
- Pre-existing conditions can be covered
- Sports equipment loss covered
Flaws but not dealbreakers
- No coverage for accidental death
- No option to add rental car coverage
- No option for cancel for any reason coverage
Bottom line
This plan offers value to younger travelers because it has great coverage and tends to cost less than comparable plans. Tin Leg is a reputable company with years in the business.
Plan Details
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Covid-19 Coverage
Included in Trip Cancellation & Interruption and Emergency Medical
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Trip Cancellation/Interruption
100% of the trip cost/150% of the trip cost
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Hurricane & Weather
Common carrier delay for 48 hours, Accommodation made uninhabitable, Must be purchased before storm is named
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Terrorism
Covered for foreign and domestic
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Employment Layoff
Covered after 30 day wait, If employed for 3 continuous years
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Cancel For Medical Reasons
Included in Trip Cancellation and Trip Interruption
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Cancel For Work Reasons
Covered for 100% of trip cost if purchased within 15 days of trip deposit
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Emergency Medical
$100,000 per person, Secondary coverage
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Pre-Existing Condition
Covered if purchased within 15 days of trip deposit
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Medical Deductible
No Medical Deductible
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Medical Evacuation & Repatriation
$500,000 per person
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Travel Delay
$500 per person, $150 daily limit, Covered after 6 hour delay
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Baggage Delay
$200 per person, Covered after 24 hour delay
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Baggage & Personal Items Loss
$500 policy limit, $25 deductible
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Missed Connection
$250 per person, Covered after 6 hour delay
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Other Benefits
Flight Only AD&D: $150,000 per person
Sports & Activities: Covered, Limitations apply
Sports Equipment Loss: Included in Baggage & Personal Items Loss
Sports Equipment Delay: Included in Baggage Delay
Sports Fees: Included in Cancellation & Interruption
Money Back Guarantee: Free look up to 10 days after purchase
24 Hour Assistance Service: 24 hour assistance provided