What Your Insurance Actually Does Abroad

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What your insurance actually does the moment you leave the country

One sheet. Find your health plan and your credit card, and see what each one does abroad, in the company’s own words. Checked September 2026.

Medicare, Medigap, Medicare Advantage, marketplace and employer plans, row by row
Chase Sapphire, Amex, Capital One and the other cards people count on, with the real limits
Who pays the hospital, who pays you back later, and who pays for the flight home
The two numbers to look for on any travel medical plan, and the one word next to them

Damian Tysdal — licensed travel insurance agent since 2006. I built CoverTrip so travelers can compare plans without a sales call.

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